A car accident can disrupt your life in more ways than one. Beyond physical injuries and vehicle damage, the inability to work and earn income adds another layer of stress. Fortunately, Florida law allows you to recover lost wages under specific conditions.
When wage recovery is possible
If your injuries prevent you from working, you may qualify to recover lost wages. This applies to full-time, part-time, freelance, and self-employed individuals. The key is proving that your inability to work directly resulted from the car accident. Documentation from a physician, such as written orders to rest or limit activity, supports your claim.
Your employer’s verification of your missed time and your normal wages also strengthens your position. Without credible records, your claim may be challenged or undervalued.
What qualifies as lost income
Lost wages encompass more than just hourly or salaried earnings. You can also include missed tips, bonuses, commissions, overtime, and even paid leave that you were forced to use. In cases involving long-term injury or disability, compensation for future lost earnings may also be available.
Florida’s no-fault insurance system provides up to 60% of lost wages through Personal Injury Protection (PIP), capped at $10,000. If your injuries meet the threshold for severity, you may file a claim against the at-fault party for additional compensation.
Documentation that strengthens your claim
Solid evidence is essential. Pay stubs, tax records, employment schedules, and a detailed letter from your employer help establish the extent of your loss. If you’re self-employed, provide invoices, 1099 forms, or bank records that show reduced income. Without organized proof, wage loss claims are far less persuasive.
You have the right to seek reimbursement for income lost due to injuries. With comprehensive documentation, you can pursue the full amount owed.