Dealing with a fatal car accident is never easy, and having an uninsured driver involved can make things even more complicated. Understanding a few key points can help in managing a claim when an uninsured driver is at fault.
Financial problems
An uninsured driver doesn’t have insurance to cover damages. This means they may not have the funds to pay for medical bills, funeral expenses, or other costs. For the remaining family, this lack of coverage can make it difficult to recover the necessary funds.
Uninsured motorist coverage
Florida requires drivers to have Personal Injury Protection (PIP) insurance, but uninsured motorist coverage is not mandatory. Uninsured motorist coverage helps cover costs if the at-fault driver lacks insurance. If the deceased had this coverage, it could help pay for some damages.
Going to court
Pursuing legal action against an uninsured driver often involves filing a lawsuit. This process can be lengthy and costly. The court will review evidence, including details of the accident and the financial situation of the uninsured driver, to determine if they can award any compensation.
Other ways to get compensation
If the uninsured driver has personal assets such as property or savings, these could potentially pay a judgment. However, this depends on what the driver owns and whether those assets can be legally pursued.
Florida may offer state programs to help people involved in accidents with uninsured drivers. These programs can provide some financial relief, but the availability and amount of assistance can vary.
Handling fatal accidents with uninsured drivers
Dealing with a fatal car accident where involving an uninsured driver presents extra challenges. Understanding the issues and exploring all available options can help families manage these complex situations and seek the compensation they need.