Getting hit by an uninsured driver in Florida is stressful and confusing. Knowing the steps to take can help you manage the situation and protect your rights.
Seek medical attention immediately
Your health is the top priority. Even if you feel fine, seek medical attention immediately. Some injuries might not be clear right away. A medical professional can assess your condition and give you advice and care.
Report the accident
Call the police and report the accident. A police report will document the incident and is crucial for any future claims. Provide the officers with all the details and ensure the report is accurate.
Gather information
Collect as much information as possible from the scene. This includes taking photos of the vehicles, the accident scene, and any visible injuries. Get contact information from any witnesses and note the uninsured driver’s details.
Notify your insurance company
Contact your insurance company to report the accident. In Florida, personal injury protection (PIP) insurance covers medical expenses and lost wages, regardless of who is at fault. Uninsured motorist coverage can help cover damages caused by the uninsured driver.
Keep detailed records
Maintain detailed records of all medical treatments, expenses, and any correspondence related to the accident. These records will be essential for your insurance claim and any potential legal action.
Taking these steps can help you manage the aftermath of being hit by an uninsured driver in Florida. Prioritizing your health and staying organized are key to handling the situation and getting the compensation you deserve.