Getting hurt in a hit-and-run car accident can be a traumatic experience. In Florida, there are specific steps to help you navigate the aftermath of a motor vehicle accident injury, and it is helpful for all drivers to know them, in case they find themselves in that situation.
Report the accident
The first step is to report the hit-and-run accident to the police immediately. Providing as much detail as possible about the incident can assist law enforcement in locating the responsible driver. Additionally, you will want the police report to be submitted to your insurance company.
Seek medical attention
After reporting the motor vehicle accident, seek medical attention even if you believe your injuries are minor. Some injuries may not show symptoms right away, and a medical professional can assess your condition thoroughly.
Contact your insurance company
Notify your insurance company about the hit-and-run accident as soon as possible. Florida is a no-fault state, meaning your personal injury protection (PIP) coverage will pay for your medical expenses and lost wages up to a certain limit.
Uninsured motorist coverage
If you have uninsured motorist (UM) coverage as part of your insurance policy, it can be extremely beneficial in a hit-and-run situation. UM coverage can help cover your medical expenses, lost wages, and other damages if the at-fault driver is not identified.
Taking immediate and informed steps after a hit and run can greatly impact your recovery process. Ensure you understand your rights and available resources to navigate this challenging situation effectively.