The vehicular damages and physical injuries resulting from truck accidents are often much more extensive than those for smaller cars. With the trauma it carries, one can only hope for the process of resolving the truck accident claim to be as seamless and stress-free as possible. The good news is that the state of Florida has a favorable process for handling truck accident claims. The unwelcome news, however, is that the timeline for resolving such claims can still take weeks or even months, depending on your circumstances.
Insurance claims
Florida Statute 627.4265 requires all drivers to have insurance coverage, regardless of whether they own the vehicle or not. The timeline for insurance claims for motor vehicle accidents will depend on the insurance company you are with. Some companies may take weeks or even months to process your claim. But after agreeing on the settlement, the law dictates that the insurance company must pay within 20 days.
Tort claims
If you were injured in an accident caused by another driver’s negligence, you might be able to file a personal injury lawsuit against them. This type of claim is known as a tort claim.
The amount of time it will take to resolve a tort claim will depend on several factors, such as the severity of your injuries and the cooperation of the other driver. If you are able to reach an agreement with the other driver, your case could be resolved relatively quickly. However, if you are unable to reach an agreement, your case may need to go to trial, which could take months or even years to resolve.
The possible compensation you could receive from a tort claim includes medical expenses, lost wages, pain and suffering and property damage. However, this amount would be affected by your level of contribution to the accident. Compensation for truck insurance claims, on the other hand, will significantly depend on the premiums you pay, but the standard insurance policies in Florida typically have limits of $25,000 to $50,000 for bodily injury and $25,000 for property damage.